Mlife Credit Card ReviewMlife Rewards credit card appears to be a hotel credit card from MGM, an American chain of hotels. As a matter of fact, this credit card can boast to have pretty decent rewards, and it may be lucrative for you to get this credit card if you tend to stay at Mlife resorts. But let’s consider this credit card in detail in this Mlife credit card review.

Annual fee: $0.

Purchase APR: 20.74% variable.

Recommended credit score: from 690 to 850.

Therefore, the Mlife Rewards credit card comes without annual and foreign transaction fees – this means that you can use this credit card abroad comfortably. It also features quite a moderate interest rate, which stands at 20.74%. Even though there are no disclosed requirements about the minimum credit score, we estimate that you should have a credit score of no less than 690 (or good).

But in terms of rewards, this credit might be quite beneficial – especially if you stay at M Life resorts oftentimes. With this credit card, you will earn points and tier credits. You can spend points (i.e. your rewards) in two ways: use them as FreePlay points (for casino games) or cover with them dining, rooms, and eligible entertainment at M Life resorts. Tier credit can be later exchanged for a higher status at M Life resorts

This credit card also grants you a complimentary upgrade to Pearl status, which is worth 25,000 points (or $250). This status grants you a buffet line pass at MGM Las Vegas resorts, complimentary self-parking at MGM Las Vegas resorts (worth $10 per day), and 10% more bonus points and express comps when you play the casino. In order to upgrade for a Gold status, you will need 75,000 tier credits. Also, you will enjoy a priority check-in at M Life resorts, which would otherwise be available only to the customers with the Gold Elite status and higher.

Mlife Credit Card Application

In order to submit an application for this credit card, you should have a registered account with MGM. Then, you can submit a credit card application completely online. We will show you how to do it step by step in this Mlife credit card review.


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