Simple Steps To Obtain Kwikmoney Loan | Learn All About Kwikmoney Loans. Do you need a brisk cash? What about figuring out how to apply and get Kwikmoney loan in Nigeria? indeed, in the event that you have to acquire a few loans to foot your costs and take care of squeezing needs, at that point, this is the thing that you must peruse as we control you through. Before showing you the best way to get Kwikmoney loan, we should reveal to you what Kwikmoney is all about.
So, Kwikmoney which is also known as Kwikcash is an automated instant loan service that originated from a partnership between banks, mobile networks and telecommunication companies in Nigeria to make personal banking and access to finance easy for Nigerians. At the core of the partnership is giving easily accessible loans to Nigerians without collateral or guarantors.
With Kwikmoney, you can get loans in 60 seconds or more. That is how easy and fast the process can be at its best. You can simply dial just a code on your phone to get a loan, the same way you dial a code to check your airtime balance.
Requirement needed for Kwikmoney loan
Requirement needed to get a loan from Kwikmoney are;
- You must have an account in of the following banks: First Bank, Access Bank, Diamond Bank, First City Monument Bank (FCMB), United Bank For Africa (UBA), Stanbic Bank, Wema Bank, Zenith Bank, Guaranty Trust Bank (GTB), Polaris Bank, Fidelity Bank, Heritage Bank, Union Bank, Unity Bank.
- You must be up to 18 years and above
- Bank Verification Number (BVN)
- A working phone number
- You must have been using your phone number actively for the last 90 days
- Your account number must have been in active use for the last 90 days
- Bank account
Terms and conditions
It is important to be familiar with some of the important terms and condition of the loan. They are;
- You give them the right to use your personal data to determine how much loan to give you. Personal data include: phone, your bank, bill payments, the credit bureaus and others.
- You give them the right to send messages to everyone on your phone contact if you do not repay your loan.
- You must be able to pay back loan before due date. If for any reason you are unable to pay back, contact them.
- If you pay back your loan late, you are subject to fees and penalties for late payment
Simple Steps To Obtain Kwikmoney Loan
Below are simple steps to obtain loan from Kwikmoney;
- Dial *561#
- Select loans
- Select request loan
- Wait for loan offer
You will get a loan offer, accept, supply account details and all to get your loan.
But if you do not wish to use the mobile code, you can do it on their website. Note, if you have used the code already, you will get the loan, do not continue with the following steps. These steps are for people who prefer to do it online instead of with phone.
- Visit the Kwikmoney HERE
- Input your phone number
- Complete verification
- Select check loan offer
- Provide your account number and details
- Get your loan!
- Your loan will arrive anytime soon. Usually within few minutes
NOTE: You can get a loan from ₦500 to ₦500, 000. But note that at your first request, you will get a low offer that will depend on your credit score calculation. After the first offer and you pay back your loan on time and so on, you will be able to access bigger funds.
Repayment of loan
- All loans should be paid back from 14 to 30 days after it was given. That is the rule governing Kwik Money loan.
- To repay loan is easy. There are many options. You can dial *561# and follow the appropriate instructions to pay back. Or visit the Kwik Money repayment porta.
- You can also pay back the loan with any ATM card or in cash at any supported bank or agent.
Please note that if you do not pay your loan by the due date, you are given an automatic extension (called a “rollover”) that doubles your interest with an additional 5% late fee. If you are having financial problems and cannot pay your loan, please dial *561# and navigate to “Extend Loan”.
The interest rate is usually from 5% and 15% of the amount of money you are getting. It is also possible for your rate to be higher or lower depending on your personal data.
customer care number and email
- Customer support email is email@example.com
- The customer care phone number is +23417002274
- You can also text help to 561 from 9mobile line only
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